Financial support

Money worries can quickly mount up whether you’ve lost your job or are just making a change. The good news is there’s lots of support available.

Understanding Universal Credit

Universal Credit supports you if you are on a low income or out of work. It includes a monthly payment to help with your living costs.

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Check your State Pension forecast

Use this service to find out how much State Pension you could get, when you can get it, how to increase it, if you can

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Learner support

For those aged 19 or over, on a further education course and facing financial hardship. The money can help pay for things like accommodation and travel, course materials and equipment or childcare.

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Mature Students: University and Funding

Course entry requirements vary - check with the university or college. Some universities will accept professional qualifications or relevant work experience. Other qualifications people may need: A levels, An Access to Higher Education course, NVQs, BTEC or other work-based qualifications

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Money Helper

Money and Pensions Service is an organisation whose statutory objective is to develop and co-ordinate a national strategy to improve people’s financial capabilities. The service provides free money guidance and debt advice online and by telephone.

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Parenting support services

Your local council may have details of organisations in your community that can give families and young people help and support.

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Student finance

If you’re a student from England you can apply for Tuition Fee Loans, maintenance Loans and Maintenance Grants (if your course started before 1 August 2016)

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Tax-free Childcare

You can get up to £500 every 3 months (up to £2,000 a year) for each of your children to help with the costs of childcare. This goes up to £1,000 every 3 months if a child is disabled (up to £4,000 a year).

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The midlife MOT

The midlife MOT is free online support to encourage people in their 40s, 50s and 60s to make more active planning in the key areas of work, wellbeing and money.

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