Get a financial MOT
MoneyHelper provides impartial guidance that’s backed by the government. Use the new free Money Midlife MOT tool to help you with a full analysis of your financial situation including your savings, pension and any debt.
Money essentials
Find a retirement adviser
Getting an adviser when you are retiring can help you make the right decision for your specific personal situation. Use the free MoneyHelper directory to find a regulated and impartial adviser to help you make the best decision about your retirement.
Understand your personal budget
Use the free MoneyHelper budget planner to document your income and expenses. Knowing the basics makes the more complex subjects easier.
Money you might be entitled to
Check which benefits and financial support you could get
Find out what support you might be able to get to help with your living costs. You can get benefits and other financial support if you are eligible.
Find out if you can keep some benefits while working
If you are claiming Universal Credit and move into a job, you can help boost your finances. Read this guide to understand your situation, including how earnings affect benefits payments.
Find out how to get more money while working at JobHelp on GOV.UK
Your pension
Get the pension basics right
Find free guides to pension basics, auto enrolment, State Pension and tax allowances in the pensions and retirement section of MoneyHelper.
Check your State Pension age
Find out when you will reach State Pension age, your Pension Credit qualifying age and when you will be eligible for free bus travel.
Check your State Pension forecast
Find out how much State Pension you could get, when you can get it and how to increase it if you can.
Find a past private pension pot
Get contact details to search for your own lost workplace or personal pension scheme, or for someone else’s scheme if you have their permission.
Self-employed? Get a pension review
Use this free service from MoneyHelper if you are self-employed and need to assess your pension details.
Get National Insurance credits to help boost your State Pension
If you are a parent, grandparent or other adult caring for a child under the age of 12, or if you are unemployed or signed off work due to illness, find out if you are eligible for National Insurance credits.
Your retirement income
Plan your retirement income step by step
Check when you can retire, increase your State Pension and check what other money you might be able to get.
Read some common retirement myths
Find out why it is important to plan your retirement well in advance. Visit YourPension for simple next steps in your retirement planning journey.
Calculate your ideal retirement income
Find out how to maintain the lifestyle you want using this Retirement Living Standards guide from the Pensions and Lifetime Savings Association, aimed at cutting through the ambiguity that surrounds retirement planning.
Help with debt
Get help from Citizens Advice
Citizens Advice offers free, confidential support over the phone, face to face and via webchat. Get help with the cost of living, find advice on debt and book a local adviser appointment.
Get debt advice online now
Enter your details confidentially into the National Debtline advice tool to receive a personalised budget and debt solutions. You will need details of income and bills to hand.
Contact the Debt Advice Foundation
The Debt Advice Foundation is a specialist debt charity offering free, confidential advice. Find out about cost of living support, reducing monthly payments and protecting your home from creditors.
Contact StepChange for help with debt and addiction
StepChange is a debt charity that helps hundreds of thousands of people a year. Get free, flexible advice based on a comprehensive assessment of your debt and addiction situation.
Money essentials
Get a financial MOT
MoneyHelper provides impartial guidance that’s backed by the government. Use the new free Money Midlife MOT tool to help you with a full analysis of your financial situation including your savings, pension and any debt.
Find a retirement adviser
Getting an adviser when you are retiring can help you make the right decision for your specific personal situation. Use the free MoneyHelper directory to find a regulated and impartial adviser to help you make the best decision about your retirement.
Understand your personal budget
Use the free MoneyHelper budget planner to document your income and expenses. Knowing the basics makes the more complex subjects easier.
Money you might be entitled to
Check which benefits and financial support you could get
Find out what support you might be able to get to help with your living costs. You can get benefits and other financial support if you are eligible.
Find out if you can keep some benefits while working
If you are claiming Universal Credit and move into a job, you can help boost your finances. Read this guide to understand your situation, including how earnings affect benefits payments.
Find out how to get more money while working at JobHelp on GOV.UK
Your pension
Get the pension basics right
Find free guides to pension basics, auto enrolment, State Pension and tax allowances in the pensions and retirement section of MoneyHelper.
Check your State Pension age
Find out when you will reach State Pension age, your Pension Credit qualifying age and when you will be eligible for free bus travel.
Check your State Pension forecast
Find out how much State Pension you could get, when you can get it and how to increase it if you can.
Find a past private pension pot
Get contact details to search for your own lost workplace or personal pension scheme, or for someone else’s scheme if you have their permission.
Self-employed? Get a pension review
Use this free service from MoneyHelper if you are self-employed and need to assess your pension details.
Get National Insurance credits to help boost your State Pension
If you are a parent, grandparent or other adult caring for a child under the age of 12, or if you are unemployed or signed off work due to illness, find out if you are eligible for National Insurance credits.
Your retirement income
Plan your retirement income step by step
Check when you can retire, increase your State Pension and check what other money you might be able to get.
Read some common retirement myths
Find out why it is important to plan your retirement well in advance. Visit YourPension for simple next steps in your retirement planning journey.
Calculate your ideal retirement income
Find out how to maintain the lifestyle you want using this Retirement Living Standards guide from the Pensions and Lifetime Savings Association, aimed at cutting through the ambiguity that surrounds retirement planning.
Help with debt
Get help from Citizens Advice
Citizens Advice offers free, confidential support over the phone, face to face and via webchat. Get help with the cost of living, find advice on debt and book a local adviser appointment.
Get debt advice online now
Enter your details confidentially into the National Debtline advice tool to receive a personalised budget and debt solutions. You will need details of income and bills to hand.
Get advice and help from Cost of Living Support Scotland
This government campaign can help you with advice and useful services for debt and money worries, household bill problems, benefits and parenting cashflow issues.
Contact StepChange for help with debt and addiction
StepChange is a debt charity that helps hundreds of thousands of people a year. Get free, flexible advice based on a comprehensive assessment of your debt and addiction situation.
Money essentials
Get a financial MOT
MoneyHelper provides impartial guidance that’s backed by the government. Use the new free Money Midlife MOT tool to help you with a full analysis of your financial situation including your savings, pension and any debt.
Find a retirement adviser
Getting an adviser when you are retiring can help you make the right decision for your specific personal situation. Use the free MoneyHelper directory to find a regulated and impartial adviser to help you make the best decision about your retirement.
Understand your personal budget
Use the free MoneyHelper budget planner to document your income and expenses. Knowing the basics makes the more complex subjects easier.
Money you might be entitled to
Check which benefits and financial support you could get
Find out what support you might be able to get to help with your living costs. You can get benefits and other financial support if you are eligible.
Find out if you can keep some benefits while working
If you are claiming Universal Credit and move into a job, you can help boost your finances. Read this guide to understand your situation, including how earnings affect benefits payments.
Find out how to get more money while working at JobHelp on GOV.UK
Your pension
Get the pension basics right
Find free guides to pension basics, auto enrolment, State Pension and tax allowances in the pensions and retirement section of MoneyHelper.
Check your State Pension age
Find out when you will reach State Pension age, your Pension Credit qualifying age and when you will be eligible for free bus travel.
Check your State Pension forecast
Find out how much State Pension you could get, when you can get it and how to increase it if you can.
Find a past private pension pot
Get contact details to search for your own lost workplace or personal pension scheme, or for someone else’s scheme if you have their permission.
Self-employed? Get a pension review
Use this free service from MoneyHelper if you are self-employed and need to assess your pension details.
Get National Insurance credits to help boost your State Pension
If you are a parent, grandparent or other adult caring for a child under the age of 12, or if you are unemployed or signed off work due to illness, find out if you are eligible for National Insurance credits.
Your retirement income
Plan your retirement income step by step
Check when you can retire, increase your State Pension and check what other money you might be able to get.
Read some common retirement myths
Find out why it is important to plan your retirement well in advance. Visit YourPension for simple next steps in your retirement planning journey.
Calculate your ideal retirement income
Find out how to maintain the lifestyle you want using this Retirement Living Standards guide from the Pensions and Lifetime Savings Association, aimed at cutting through the ambiguity that surrounds retirement planning.
Help with debt
Get help from Citizens Advice
Citizens Advice offers free, confidential support over the phone, face to face and via webchat. Get help with the cost of living, find advice on debt and book a local adviser appointment.
Get debt advice online now
Enter your details confidentially into the National Debtline advice tool to receive a personalised budget and debt solutions. You will need details of income and bills to hand.
Contact the Debt Advice Foundation
The Debt Advice Foundation is a specialist debt charity offering free, confidential advice. Find out about cost of living support, reducing monthly payments and protecting your home from creditors.
Contact StepChange for help with debt and addiction
StepChange is a debt charity that helps hundreds of thousands of people a year. Get free, flexible advice based on a comprehensive assessment of your debt and addiction situation.
Money essentials
Get a financial MOT
MoneyHelper provides impartial guidance that’s backed by the government. Use the new free Money Midlife MOT tool to help you with a full analysis of your financial situation including your savings, pension and any debt.
Find a retirement adviser
Getting an adviser when you are retiring can help you make the right decision for your specific personal situation. Use the free MoneyHelper directory to find a regulated and impartial adviser to help you make the best decision about your retirement.
Understand your personal budget
Use the free MoneyHelper budget planner to document your income and expenses. Knowing the basics makes the more complex subjects easier.
Money you might be entitled to
Check which benefits and financial support you could get
Find out what support you might be able to get to help with your living costs. You can get benefits and other financial support if you are eligible.
Find out if you can keep some benefits while working
If you are claiming Universal Credit and move into a job, you can help boost your finances. Read this nidirect guide to understand your situation, including how earnings affect benefits payments.
Your pension
Get the pension basics right
Find free guides to pension basics, auto enrolment, State Pension and tax allowances in the pensions and retirement section of MoneyHelper.
Check your State Pension age
Find out when you will reach State Pension age, your Pension Credit qualifying age and when you will be eligible for free bus travel.
Check your State Pension forecast
Find out how much State Pension you could get, when you can get it and how to increase it if you can.
Find a past private pension pot
Get contact details to search for your own lost workplace or personal pension scheme, or for someone else’s scheme if you have their permission.
Self-employed? Get a pension review
Use this free service from MoneyHelper if you are self-employed and need to assess your pension details.
Get National Insurance credits to help boost your State Pension
If you are a parent, grandparent or other adult caring for a child under the age of 12, or if you are unemployed or signed off work due to illness, find out if you are eligible for National Insurance credits.
Your retirement income
Plan your retirement income step by step
Check when you can retire, increase your State Pension and check what other money you might be able to get.
Read some common retirement myths
Find out why it is important to plan your retirement well in advance. Visit YourPension for simple next steps in your retirement planning journey.
Calculate your ideal retirement income
Find out how to maintain the lifestyle you want using this Retirement Living Standards guide from the Pensions and Lifetime Savings Association, aimed at cutting through the ambiguity that surrounds retirement planning.
Help with debt
Get help from Advice NI
Advice NI offers free, confidential support over the phone, face to face and via webchat. Get help with the cost of living, find advice on debt and book a local adviser appointment.
Get debt advice online now
Enter your details confidentially into the National Debtline advice tool to receive a personalised budget and debt solutions. You will need details of income and bills to hand.
Contact the Debt Advice Foundation
The Debt Advice Foundation is a specialist debt charity offering free, confidential advice. Find out about cost of living support, reducing monthly payments and protecting your home from creditors.
Contact StepChange for help with debt and addiction
StepChange is a debt charity that helps hundreds of thousands of people a year. Get free, flexible advice based on a comprehensive assessment of your debt and addiction situation.